MORTGAGES

PROTECTION

CRITICAL ILLNESS INSURANCE

LIFE INSURANCE

INCOME PROTECTION

Critical Illness Insurance pays out tax-free
lump sum on the diagnosis of certain life-threatening or debilitating (but not fatal) 
conditions including heart attack, stroke,
cancer and major organ transplants.

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Although money cannot replace a loved one, it can help those left behind to weather the financial storm. 
For example, it could pay off the mortgage or provide an income to help cover regular household expenditure.

Income Protection Insurance pays out a regular tax-free replacement income if you become unable to work because of illness, or injury.

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It could help you keep up with your mortgage repayments and other living costs until you are able to return to work.